About DSCR Home Loans
DSCR (Debt Service Coverage Ratio) loans are a type of financing where the borrower’s ability to repay the loan is assessed based on the income generated by the property or business rather than just their credit score. The DSCR measures the ratio of net operating income to total debt service. These loans are often used for investment properties and commercial real estate, catering to borrowers with strong cash flow but possibly less-than-ideal credit or other financial metrics.
We’re here to make the DSCR home loan process easier, with tools and knowledge that will help guide you along the way, starting with our DSCR Loan Qualifier.
We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a repeat buyer.
The DSCR Loan Process
Here’s how our home loan process works:
- Complete our simple DSCR Loan Qualifier
- Receive options based on your unique criteria and scenario
- Compare mortgage interest rates and terms
- Choose the offer that best fits your needs
